--- title: A Special AAOA Member Benefit for Debt Reporting description: Want to recover a rental debt? Let us tell you why you should be reporting to the Credit Bureaus using FrontLobby. image: https://info.frontlobby.com/hubfs/AAOA%20Preview%20Image.png --- [![FrontLobby Logo](https://info.frontlobby.com/hs-fs/hubfs/FrontLobby%20Primary%20Logo%20(White)-2.png?width=175&height=44&name=FrontLobby%20Primary%20Logo%20(White)-2.png "FrontLobby Logo")](https://frontlobby.com/en/home/) ![AAOA LOGO](https://info.frontlobby.com/hs-fs/hubfs/AAOA%20LARGE%20LOGO.png?width=175&height=64&name=AAOA%20LARGE%20LOGO.png "AAOA LOGO") A Special AAOA Member Benefit # Report Rental Debts with FrontLobby - Report rental debts from past leases to major Credit Bureaus - Automated Tenant communications and credit alerts - No judgment or order required - 1 time fee, you keep 100% of what you recover - $199/lease or $99/lease with a Premium Membership - Use **code AAOA15** to receive 15% off your first Debt Reporting [![Get Started Today](https://no-cache.hubspot.com/cta/default/8513259/interactive-188992164002.png)](https://info.frontlobby.com/hs/cta/wi/redirect?encryptedPayload=AVxigLIRsx4uS5%2Fmug9v%2B07cwbPLVj1nJGEEyD2MLw0oaTwpKvLx8dPH%2F6UMQ4X4lt9Xg8LV%2BH9pBY%2Fe5xfiqEUYfb0eTKzTpok5IbEj8TGSTxDuklu1e9O%2F275IgtLCk6IoKKVuIARNZLklqSMKcXrVn4KmJNOn6vIiwW14S%2BMfswv9ix2ru9fObI%2F%2B82KS%2F7O2pIWG9VUK4JVijrILkfnJX6vW64MrUZ%2FjW35rEsfuOHLCsgF301YAFGnXMKjqw3PR2qFP%2BQ%3D%3D&webInteractiveContentId=188992164002&portalId=8513259&hsLang=en) ![Debt Reporting Landing Page](https://info.frontlobby.com/hs-fs/hubfs/Debt%20Reporting%20Landing%20Page.png?width=2000&height=1132&name=Debt%20Reporting%20Landing%20Page.png "Debt Reporting Landing Page") ![Credit Bureau Reporting](https://info.frontlobby.com/hs-fs/hubfs/Credit%20Bureau%20Reporting.png?width=500&height=44&name=Credit%20Bureau%20Reporting.png "Credit Bureau Reporting") ![Panacea Testimonial](https://info.frontlobby.com/hs-fs/hubfs/Group%203408.png?width=600&height=426&name=Group%203408.png) ![Dainard Homes](https://info.frontlobby.com/hs-fs/hubfs/Dainard%20Homes.png?width=600&height=425&name=Dainard%20Homes.png) ![Rentals by Jeff](https://info.frontlobby.com/hs-fs/hubfs/Rentals%20by%20Jeff.png?width=600&height=425&name=Rentals%20by%20Jeff.png) ![Douglas Testimonial](https://info.frontlobby.com/hs-fs/hubfs/Douglas%20Testimonial.png?width=600&height=426&name=Douglas%20Testimonial.png) ![Nanik](https://info.frontlobby.com/hs-fs/hubfs/Nanik.png?width=600&height=425&name=Nanik.png) ![Emilie](https://info.frontlobby.com/hs-fs/hubfs/Emilie.png?width=600&height=425&name=Emilie.png) ## Debt Recovery Designed for Landlords FrontLobby is the easiest way for any Landlord or Property Manager to start reporting rental debts to Credit Bureaus—no technology requirements or large portfolios required. A simple one-time fee of $199 or $99 means you keep 100% of the amount recovered. [![Get Started Today](https://no-cache.hubspot.com/cta/default/8513259/interactive-188992164002.png)](https://info.frontlobby.com/hs/cta/wi/redirect?encryptedPayload=AVxigLIRsx4uS5%2Fmug9v%2B07cwbPLVj1nJGEEyD2MLw0oaTwpKvLx8dPH%2F6UMQ4X4lt9Xg8LV%2BH9pBY%2Fe5xfiqEUYfb0eTKzTpok5IbEj8TGSTxDuklu1e9O%2F275IgtLCk6IoKKVuIARNZLklqSMKcXrVn4KmJNOn6vIiwW14S%2BMfswv9ix2ru9fObI%2F%2B82KS%2F7O2pIWG9VUK4JVijrILkfnJX6vW64MrUZ%2FjW35rEsfuOHLCsgF301YAFGnXMKjqw3PR2qFP%2BQ%3D%3D&webInteractiveContentId=188992164002&portalId=8513259&hsLang=en) ## 0K + Housing Providers ## 0M + Members Rental Units ## 0% Delinquency Reduction ## 0x's More Effective ![MoneyWise Logo](https://info.frontlobby.com/hs-fs/hubfs/MoneyWise%20Logo.png?width=200&height=105&name=MoneyWise%20Logo.png) ![HuffPost Logo](https://info.frontlobby.com/hs-fs/hubfs/HuffPost%20Logo-1.png?width=200&height=105&name=HuffPost%20Logo-1.png) ![Bloomberg Logo](https://info.frontlobby.com/hs-fs/hubfs/Bloomberg%20Logo.png?width=200&height=105&name=Bloomberg%20Logo.png) ![Wall Street Logo-1](https://info.frontlobby.com/hs-fs/hubfs/Wall%20Street%20Logo-1.png?width=200&height=105&name=Wall%20Street%20Logo-1.png) ![Yahoo Logo](https://info.frontlobby.com/hs-fs/hubfs/Yahoo%20Logo.png?width=200&height=105&name=Yahoo%20Logo.png) ![Digital Journal Logo](https://info.frontlobby.com/hs-fs/hubfs/Digital%20Journal%20Logo.png?width=200&height=105&name=Digital%20Journal%20Logo.png) ![National Post Logo](https://info.frontlobby.com/hs-fs/hubfs/National%20Post%20Logo.png?width=200&height=105&name=National%20Post%20Logo.png) ![Global News Logo](https://info.frontlobby.com/hs-fs/hubfs/Global%20News%20Logo-1.png?width=200&height=105&name=Global%20News%20Logo-1.png) ![Apple News Logo-1](https://info.frontlobby.com/hs-fs/hubfs/Apple%20News%20Logo-1.png?width=200&height=105&name=Apple%20News%20Logo-1.png) ![FrontLobby Dashboard Mobile Image](https://info.frontlobby.com/hs-fs/hubfs/FrontLobby%20Dashboard%20Mobile%20Image.png?width=2000&height=1170&name=FrontLobby%20Dashboard%20Mobile%20Image.png "FrontLobby Dashboard Mobile Image") ## Hold Past Tenants Accountable **Owed rent from a past Tenant? **Debt Recovery helps you report unpaid amounts to the Credit Bureaus. It only takes a few minutes to submit, making it a simple and effective way to hold Renters accountable and recover what you’re owed. ## Trusted By Industry Leaders ![Axon Property Management](https://info.frontlobby.com/hs-fs/hubfs/Axon%20Property%20Management.png?width=150&height=75&name=Axon%20Property%20Management.png) ![Century 21](https://info.frontlobby.com/hs-fs/hubfs/Century%2021.png?width=150&height=75&name=Century%2021.png) ![Exclusive rentals](https://info.frontlobby.com/hs-fs/hubfs/Exclusive%20rentals.png?width=150&height=75&name=Exclusive%20rentals.png) ![Filament Realty Management](https://info.frontlobby.com/hs-fs/hubfs/Filament%20Realty%20Management.png?width=150&height=75&name=Filament%20Realty%20Management.png) ![Found Spaces](https://info.frontlobby.com/hs-fs/hubfs/Found%20Spaces.png?width=150&height=75&name=Found%20Spaces.png) ![GEC Student Housing](https://info.frontlobby.com/hs-fs/hubfs/GEC%20Student%20Housing.png?width=150&height=75&name=GEC%20Student%20Housing.png) ![Icon Real Estate](https://info.frontlobby.com/hs-fs/hubfs/Icon%20Real%20Estate.png?width=150&height=75&name=Icon%20Real%20Estate.png) ![integris](https://info.frontlobby.com/hs-fs/hubfs/integris.png?width=150&height=75&name=integris.png) ![Live With BK Properties](https://info.frontlobby.com/hs-fs/hubfs/Live%20With%20BK%20Properties.png?width=150&height=75&name=Live%20With%20BK%20Properties.png) ![Lumen Properties](https://info.frontlobby.com/hs-fs/hubfs/Lumen%20Properties.png?width=150&height=75&name=Lumen%20Properties.png) ![Menkes Rentals](https://info.frontlobby.com/hs-fs/hubfs/Menkes%20Rentals.png?width=150&height=75&name=Menkes%20Rentals.png) ![Oak and Apple](https://info.frontlobby.com/hs-fs/hubfs/Oak%20and%20Apple.png?width=150&height=75&name=Oak%20and%20Apple.png) ![Panacea Property Management](https://info.frontlobby.com/hs-fs/hubfs/Panacea%20Property%20Management.png?width=150&height=75&name=Panacea%20Property%20Management.png) ![Paramount Properties](https://info.frontlobby.com/hs-fs/hubfs/Paramount%20Properties.png?width=150&height=75&name=Paramount%20Properties.png) ![pmt property management](https://info.frontlobby.com/hs-fs/hubfs/pmt%20property%20management.png?width=150&height=75&name=pmt%20property%20management.png) ![Real Property Managements](https://info.frontlobby.com/hs-fs/hubfs/Real%20Property%20Managements.png?width=150&height=72&name=Real%20Property%20Managements.png) ![Remax](https://info.frontlobby.com/hs-fs/hubfs/Remax.png?width=150&height=75&name=Remax.png) ![Rent Corp](https://info.frontlobby.com/hs-fs/hubfs/Rent%20Corp.png?width=150&height=75&name=Rent%20Corp.png) ![royal lepage](https://info.frontlobby.com/hs-fs/hubfs/royal%20lepage.png?width=150&height=75&name=royal%20lepage.png) ![Sutton Quantum](https://info.frontlobby.com/hs-fs/hubfs/Sutton%20Quantum.png?width=150&height=75&name=Sutton%20Quantum.png) ![thorwin properties](https://info.frontlobby.com/hs-fs/hubfs/thorwin%20properties.png?width=150&height=75&name=thorwin%20properties.png) ![Tili Property Group](https://info.frontlobby.com/hs-fs/hubfs/Tili%20Property%20Group.png?width=150&height=75&name=Tili%20Property%20Group.png) ![Tobis Investments](https://info.frontlobby.com/hs-fs/hubfs/Tobis%20Investments.png?width=150&height=75&name=Tobis%20Investments.png) ![VH Properties](https://info.frontlobby.com/hs-fs/hubfs/VH%20Properties.png?width=150&height=75&name=VH%20Properties.png) ## Maximize Property Potential ### Recover Unpaid Rent Turn outstanding rental debts into action by reporting. ### Promote Responsibility Encourage repayment by adding credit related incentives. ![FrontLobby Rent Reporting Image](https://info.frontlobby.com/hs-fs/hubfs/FrontLobby%20Rent%20Reporting%20Image.png?width=2000&height=1256&name=FrontLobby%20Rent%20Reporting%20Image.png "FrontLobby Rent Reporting Image") ### Reclaim Stability Resolve debts from former leases with recovery tools. ### Fast and Easy to Use Submit debts in minutes and stay in control of your rental business. [![Get Started Today](https://no-cache.hubspot.com/cta/default/8513259/interactive-188992164002.png)](https://info.frontlobby.com/hs/cta/wi/redirect?encryptedPayload=AVxigLIRsx4uS5%2Fmug9v%2B07cwbPLVj1nJGEEyD2MLw0oaTwpKvLx8dPH%2F6UMQ4X4lt9Xg8LV%2BH9pBY%2Fe5xfiqEUYfb0eTKzTpok5IbEj8TGSTxDuklu1e9O%2F275IgtLCk6IoKKVuIARNZLklqSMKcXrVn4KmJNOn6vIiwW14S%2BMfswv9ix2ru9fObI%2F%2B82KS%2F7O2pIWG9VUK4JVijrILkfnJX6vW64MrUZ%2FjW35rEsfuOHLCsgF301YAFGnXMKjqw3PR2qFP%2BQ%3D%3D&webInteractiveContentId=188992164002&portalId=8513259&hsLang=en) [![FrontLobby Members](https://info.frontlobby.com/hs-fs/hubfs/FrontLobby%20Members.png?width=150&height=113&name=FrontLobby%20Members.png "FrontLobby Members")](https://www.consumer.equifax.ca/about-equifax/press-releases/-/blogs/equifax-canada-and-frontlobby-complete-first-rental-tradeline-study/) **50,000+ Housing Providers** We understand the frustration, fear, and risk often associated with renting. Our mission is to change this by empowering the businesses and lives of Housing Providers. [Read More](https://frontlobby.com/en/about-us/) [![Equal-Housing-qaf8imp7bgztd8gpwq1e35k7y0lfyz8nint2ae7dgq](https://info.frontlobby.com/hs-fs/hubfs/Equal-Housing-qaf8imp7bgztd8gpwq1e35k7y0lfyz8nint2ae7dgq.png?width=140&height=105&name=Equal-Housing-qaf8imp7bgztd8gpwq1e35k7y0lfyz8nint2ae7dgq.png "Equal-Housing-qaf8imp7bgztd8gpwq1e35k7y0lfyz8nint2ae7dgq")](https://www.gov.nt.ca/en/newsroom/credit-rating-pilot-program-public-housing-clients) **Equal Housing Opportunity Supporter** As Renters build credit, they can also gain better access to mortgages, as well as qualify for lower fees and interest rates on credit cards and other lines of credit. [Read More](https://frontlobby.com/en/2021/10/why-landlords-should-report-rent-payments-to-credit-bureaus/) [![Credit-Building-qaf8gkfybk65w1gkybxv46at0krg2w1uwg9pdj9h4a](https://info.frontlobby.com/hs-fs/hubfs/Credit-Building-qaf8gkfybk65w1gkybxv46at0krg2w1uwg9pdj9h4a.png?width=140&height=105&name=Credit-Building-qaf8gkfybk65w1gkybxv46at0krg2w1uwg9pdj9h4a.png "Credit-Building-qaf8gkfybk65w1gkybxv46at0krg2w1uwg9pdj9h4a")](https://www.canada.ca/en/financial-consumer-agency/news/newsletters/november-2022.html) **Verified Tradeline Study by Equifax** Multi-year findings that indicate Rent Reporting through FrontLobby can substantially benefit the financial well-being of renting households. [Read More](https://www.globenewswire.com/en/news-release/2022/09/13/2514754/0/en/Equifax-Canada-and-FrontLobby-Complete-First-Rental-Tradeline-Study.html) ## What You Need To Know About Debt Reporting #### What can I expect after I sign up? + We make it easy. Sign up for free, and we will invite you to a personalized onboarding session. When you're ready, enter your first debt, and you'll save 15% with the code AAOA15. If you have questions, email us anytime at [support@frontlobby.com](mailto:support@frontlobby.com). #### How does Debt Reporting work? + With FrontLobby the process is simple. Start by creating a former lease record. Enter the required information (name, rental address, DOB, and amount of rent owed), the platform will securely transmit this information to the Credit Bureaus to be incorporated into the Tenants' credit profile. Your former Tenant will be notified of how rental debt impacts their credit and that it stays on their credit profile until paid.  #### Do I need a judgment, ruling or monetary order? + If the amount of debt reported is accurate and only includes unpaid rent and unpaid utilities as outlined in the lease, then you do not require a judgment, ruling or monetary order.      To report damages or penalty fees, you do require a judgment, ruling or monetary order.    If you have or subsequently obtain a judgment, ruling or monetary order then the amount of debt reported using FrontLobby must be updated in the lease record to match. #### Does FrontLobby take a portion of the debt settlement? + No, FrontLobby does not take a portion of the recovered debt. We charge a one-time administration fee for Debt Reporting services, but any payments made by the Tenant go directly to the Landlord or Property Manager—no commissions or percentages are taken. ## Report Rental Debts with FrontLobby A Special AAOA Member Benefit [![AAOA](https://info.frontlobby.com/hs-fs/hubfs/AAOA%20LARGE%20LOGO.png?width=300&height=110&name=AAOA%20LARGE%20LOGO.png "AAOA")](https://app.frontlobby.com/signup/landlord?routeTo=%2Fpricing%2Fupgrade%3FaffiliateCode%3DAAOA10) - Report rental debts from past leases to major Credit Bureaus - Automated Tenant communications and credit alerts - No judgment or order required - 1 time fee, you keep 100% of what you recover - $199/lease or $99/lease with a Premium Membership - Use the **code AAOA15** to receive 15% off your first Debt Reporting [![Get Started Today](https://no-cache.hubspot.com/cta/default/8513259/interactive-188992164002.png)](https://info.frontlobby.com/hs/cta/wi/redirect?encryptedPayload=AVxigLIRsx4uS5%2Fmug9v%2B07cwbPLVj1nJGEEyD2MLw0oaTwpKvLx8dPH%2F6UMQ4X4lt9Xg8LV%2BH9pBY%2Fe5xfiqEUYfb0eTKzTpok5IbEj8TGSTxDuklu1e9O%2F275IgtLCk6IoKKVuIARNZLklqSMKcXrVn4KmJNOn6vIiwW14S%2BMfswv9ix2ru9fObI%2F%2B82KS%2F7O2pIWG9VUK4JVijrILkfnJX6vW64MrUZ%2FjW35rEsfuOHLCsgF301YAFGnXMKjqw3PR2qFP%2BQ%3D%3D&webInteractiveContentId=188992164002&portalId=8513259&hsLang=en) [![FrontLobby Logo](https://info.frontlobby.com/hs-fs/hubfs/FrontLobby%20Primary%20Logo%20(White)-2.png?width=200&height=51&name=FrontLobby%20Primary%20Logo%20(White)-2.png "FrontLobby Logo")](https://frontlobby.com/) Our mission is to improve the rental industry for everyone. 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